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Troy Willis 

CFO & Licensed Public Adjuster



Mobile: (209) 450-6506 /

769 Orestimba Peak Dr.,

Newman, CA 95360  &

YouTube Channel: Claims Underground Podcast - YouTube



Master of Business Administration - Management and Strategy


University of Detroit Mercy, Detroit, MI | Expected Graduation Date: 2 Classes left to complete


Bachelor of Science Degree - Health Service Administration


University of Detroit Mercy, Detroit, MI | Graduation Date: Dec 2012




(CFO) Chief Financial Officer & Licensed Public Adjuster, “FTP” For The People Public Insurance Adjusting:  2020 to Present


(CEO) Insurance Claims Estimators:  2021 to Present


(CEO) Claims Underground (Podcast): 2022 to Present


(Independent ) Residential/Commercial Large Loss Estimator: 2018 to 2020


(Independent Adjuster) Koning & Associates: 2018 to 2020


(Multi-line Claims Adjuster) Custard Insurance Adjusters: 2016 to 2018


(Co-Owner / Executive Manager) TC Management LLC, 2009 to 2016


(Co-owner) Emergency Insurance Services 1995 to 2011


(Communication Specialist) United States Navy: 1989 to 1994





(PA) Public Insurance Adjuster CA License # 2D53104


(CPAU) Certified Property Appraiser and Umpire


(CPIA) Certified Professional Insurance Appraiser


(CPIU) Certified Property Insurance Umpire


(CEA) California Earthquake Certified


(CCMI) Certified Commercial Mold Inspector


COVID-19 Disinfection Certification


MSHA & OSHA Certified (Mold Remediation)


Expert Witness


Residential/Commercial Large Loss Estimator


Residential Contractor - Idaho License# RCT-53614


Retired Construction/Building Consultant


Epidemic/Pandemic Response Contractor Lic#27847517


Negotiation and Closing Insurance Settlements


Xactimate Estimating (20 + years)


Symbility (CoreLogic)


OSHAcademy | ID#714223

  • CPP | Covid Prevention Development Program

  • Biological Health Hazards in Construction

  • Preparing Workplace for Covid-19




IICRC - Water Damage Restoration


IICRC#1884 - Commercial Mold Inspector


IICRC#BOIE-OHR0000040790 - Ozone & Hydroxyl Remediation


IICRC - Specialty Surface Cleaning Media Blasting





(AAPIA) American Association of Public Insurance Adjusters


(CAPIA) California Association of Public Insurance Adjusters


(IAUA) Insurance Appraisal and Umpire Association, Inc.


(RIA) Restoration Industry Association 


(NAMRI) National Association of Mold Remediators & Inspectors





(Chairman) City of Newman Parks & Recreation Commissioner: 2016 to 2019


Stanislaus County Veteran’s Advisory Commissioner: 2018 to 2019







Modesto Chamber of Commerce


Ripon Chamber of Commerce


Patterson/Wesley Chamber of Commerce


East Sierra Valley Chamber of Commerce


Oakhurst Chamber of Commerce


Bass Lake Chamber of Commerce


South Lake Tahoe Chamber of Commerce


Manteca Chamber of Commerce


Pleasanton Chamber of Commerce


Turlock Chamber of Commerce


Atwater Chamber of Commerce


Oakdale Chamber of Commerce



United Policyholders (UP) is a non-profit 501(c)(3)


The Luevonia Bramlette Corporation Nonprofit Organization




United Policyholder: As an expert, I am responsible for addressing inquiries from insured individuals who have filed or are currently dealing with insurance claims. Numerous insured individuals from all over the country seek assistance through online platforms to gain a better understanding of their insurance coverage or to determine the appropriate course of action in the event of a loss. My role involves furnishing valuable information that empowers them to advocate for their rights and navigate their insurance policies effectively.




Shackled to My Pain – Silent Tears

Lord Knows I’m Tire of Bad Credit

Entrepreneur's Secrets to Wealth



1. Unmasking the Reasons Why Insurance Commissioners Can't Always Save the Policyholders

2. Expertise or Injustice? The Debate Over Adjusters' Construction Knowledge

3. Unfair Offers: Dealing with Low Balling Insurance Adjusters

4. What to do when you have a slab leak

5. Are Insurance Companies Using AI Technology

6. Safeguarding Your Castle: A Comprehensive Guide to Homeowners and Renters Insurance

7. Why is My Insurance Adjuster So Mean to Me? Unraveling the Mystery!

8. Average Cost of Fire Insurance

9. Understanding Your Policy

10. Invoke Your Property Insurance Appraisal: Unlock the True Value of Your Home!

11. Is Insurance a Gimmick? Debunking the Myths and Understanding the Value

12. Shielding Your Sanctuary: The Indispensable Role of Property Insurance for New Homeowners

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