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 Let's Maximize Your Insurance Claim With Our Public Adjusters
The Only Firm In The Industry That Offers A 20 Business Day Cancellation Policy!

Free Consultation, Home Inspections & Policy Reviews. No Fees, Until You Get Paid

Public Adjuster Sacramento | San Francisco | Santa Rosa | Los Angeles| Napa | Modesto | Bakersfield| Bay Area | Central Valley, Northern & Southern  California 
Fire, Wind, Water Damage Restoration & All Claims


Denied Claims? Underpaid Claims?
We Can Help.

What is a Public Adjuster?

If you find yourself in the process of making a claim with your insurance company, you might find it worthwhile to hire a public adjuster. This might be especially true if you feel like the insurance adjuster is not including all the necessary costs for repairs from your claim.

The State of California requires careful training and knowledge to be licensed as a public adjuster. Often, public adjusters are members of their professional organization which requires certain skill standards.​

If you have a big claim, there could be things that need fixing, that you may not see on the surface. With our experience and determination, FTP Public Insurance Adjusters will make sure nothing is overlooked in your claim settlement.

Certainly, you might not even recognize the possibility that something has been missed, so you don’t know to ask for more. Because of our experience, we will thoroughly evaluate and negotiate on your behalf with the insurance company adjuster.

Insurance Claim Adjusters That Represent You!

Most insurance policyholders have little experience bargaining with their insurance company. Corporate adjusters frequently pose leading inquiries and misunderstand your words and behavior to fit their purposes. This tactic allows them to minimize or downplay your loss. A public adjuster can fight on your behalf!

Public Adjusters are professionals who help individuals, businesses and organizations receive the maximum amount of money they are entitled to when it comes to claiming their insurance. They work closely with an individual's insurance company or provider to ensure that all elements of their claim are accurate and complete.

Public Adjusters provide a valuable service in determining a fair settlement between an insurance company and its policyholder. They review the details of a claim thoroughly, including but not limited to any corresponding photographs, reports, or estimates. By doing so, they can identify any discrepancies or gaps that may be present in a claim before submitting it to the insurance company for consideration. In addition to reviewing claims carefully, Public Adjusters also negotiate with the insurance carrier on behalf of their clients in order to secure the best possible settlement terms.

Our public adjusters will help you prepare an accurate and well-documented insurance claim that is tailored to your specific situation and needs. They will file all necessary paperwork and attend depositions on your behalf, ensuring that every aspect of your claim has been addressed and that all supporting evidence has been provided. The goal is to ensure that you receive maximum compensation for your loss or damage, regardless of the cause or circumstance. Our public adjusters in Newman, California will file all necessary paperwork and even attend depositions on your behalf. We are here to serve you, not the insurance companies. We have a staff of highly qualified individuals ready to assist you in adjusting your claim.

With our public adjusters in Newman, California, you can be sure that you won't be taken advantage of by insurance companies. We work exclusively for you and will always have your best interests at heart when we are advocating for a fair settlement from your insurance carrier. Our team is knowledgeable about the claims process and stays up-to-date with any changes or updates to state or federal regulations so we can always provide you with the most thorough advice possible. 

At FTP Public Insurance Adjusters, we understand how difficult it can be to recover after experiencing significant property damage or loss due to fire, storm, theft, or other events. We want to ensure that you receive fair compensation for your losses so you can move forward with rebuilding or repair processes as quickly as possible. Contact us today to learn more about our services and how we can help support your claims process!

For The People Public Insurance Adjusting Handles Several Types of Residential and Commercial Claims.

We Prepare Your Demand Proof Of Loss In 7 Business Days!
All estimates are prepared by our adjusters, not outside estimators.

We are handling the following wildfire claims: 


  • August Complex Fire

  • SCU Lightning Fire

  • LNU Lighting Fire

  • Zogg Fire

  • July Complex Fire


  • Caldor Fire

  • Monument Fire

  • River Complex Fire

  • Dixie Fire

  • McFarland Fire

  • Beckwourth Complex Fire


  • Cedar Creek Fire

  • ​Mosquito Fire

Contact us today for immediate help with your property damage insurance claim from the California Wildfires.

Insurance companies are standing firm on their decision to underpay or deny property insurance claims. This is not a dead end; For The People, Public Insurance Adjusting is licensed to advocate for you and your claim. Our goal is to maximize your settlement while getting past those frustrating, tricky hurdles you didn't expect to experience from your insurance company. Our firm is standing by to assist you and your claim.

Our Public Adjusters are also certified Water, Wind, Fire, and Smoke Restoration Technicians through the IICRC, Estimators, Appraisers, and Umpires. These certifications are NOT a requirement for public adjusters in the State of California, however, our firm holds itself to the highest education and training standards. With over 80 combined years of experience, For The People, Public Insurance Adjusting is prepared to handle your wildfire claim.


Is your loss not a wildfire loss? We still got you covered. View a full list of our certifications, trades, and associations here.

Top Rated Appraisers & Umpires Available..

What is the Insurance Appraisal process?

The appraisal is a policy provision found in the loss settlement section.  It is an alternate dispute resolution, which can resolve a disagreement when the insurance company and the policyholder do not agree on the amount of loss.  This can be an alternative to a lawsuit which could be extremely costly.  The appraisal does not address coverage issues but can include or exclude items based on causation depending on the state.

When is Appraisal Appropriate?

Many times there is a disagreement over the insurance company's valuation of a claim and the actual cost to restore the policyholder to pre-loss condition. An appraisal process is an option for dispute resolution for many homeowners and commercial policyholders. The appraisal process does not determine coverage. If not properly invoked, employed, and/or carried out the process may not be binding, so it is important to select a qualified appraiser and umpire.

How does the Insurance Appraisal Process Work?

Once the Appraisal provision is invoked, the insured's appraiser and the insurance company appraiser will provide an estimate of the damage and attempt to come to an agreement on the amount of the loss. If the appraisers cannot come to an agreement, they will submit their differences to the umpire who will make the final decision. An itemized decision agreed to by two of these three will set the amount of loss. Such award shall be binding. Each party will pay its own appraiser and bear the other expenses of the appraisal and umpire equally.

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Contact us today to learn more!

Faster Financial Recovery
No Upfront Fees
Free Home Inspection and Policy Review



Click Here for live California wildfire updates

Courtesy of CAL FIRE. Stay up-to-date with the latest California Wildfire information. Our Public Adjusters are serving those who have been affected by the recent and past wildfires.

Image by Jay Heike

Wildfire Property Owners: Safety Video

Remember, safety first! This video will help property owners how to properly handle this process in a safe manner.

Watch the short video by clicking the thumbnail above!


Introducing 3D House Mapping

Click here to see the latest technology that For The People, Public Insurance Adjusting uses to regain the upper hand on your claim!

House no longer standing? No problem. Our experts still got you covered, utilizing the latest Xactimate software!

Still Have Questions? No Problem. Contact Us Today! Operators Are Standing By, 24/7!




Public Adjusting in Northern CA

Napa, Alameda, Modesto, Oakland, Redding, Turlock, Berkeley, Livermore, Los Banos, Sacramento

Santa Rosa, Bakersfield, Delhi, Los Angeles, Hilmar, Newman, Crows Landing, Hollister, Patterson,

San Francisco Bay Area

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