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 Let's Maximize Your Insurance Claim With Our Public Adjusters
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What is a Public Adjuster?

If you find yourself in the process of making a claim with your insurance company, you might find it worthwhile to hire a public adjuster. This might be especially true if you feel like the insurance adjuster is not including all the necessary costs for repairs from your claim.

The State of California requires careful training and knowledge to be licensed as a public adjuster. Often, public adjusters are members of their professional organization which requires certain skill standards.​

If you have a big claim, there could be things that need fixing, that you may not see on the surface. With our experience and determination, FTP Public Insurance Adjusters will make sure nothing is overlooked in your claim settlement.

Certainly, you might not even recognize the possibility that something has been missed, so you don’t know to ask for more. Because of our experience, we will thoroughly evaluate and negotiate on your behalf with the insurance company adjuster.

Why are FTP Public Insurance adjusters the best choice to represent me with my insurance claim?

In the unpredictable world of insurance claims, securing the services of FTP Public Insurance Adjusters stands as the most strategic choice for policyholders seeking exceptional representation. As experts in the field, our unparalleled experience and dedication to your cause ensure that your claim is managed professionally, with your best interests at heart.


Here are the top reasons why choosing FTP Public Insurance Adjusters to handle your claim is a decision you will not regret.

  1. Expert Knowledge: Our team of skilled and licensed public insurance adjusters possesses in-depth knowledge of the intricate insurance landscape. They are adept at understanding policy language, claim procedures, and regulatory guidelines, empowering them to effectively advocate for your rights as a policyholder.

  2. Maximized Settlements: FTP Public Insurance Adjusters' unwavering commitment to securing the maximum settlement for you is unmatched. Our thorough investigation and documentation of damages, coupled with our ability to negotiate with insurance carriers, translate to settlements that truly reflect the extent of your loss.

  3. Time Savings: The claims process can be both time-consuming and confusing. Our public adjusters alleviate the burden of navigating this complex process, allowing you to focus on your personal and professional responsibilities while we manage your claim with diligence and efficiency.

  4. Comprehensive Claim Management: From the initial assessment of damages to the final settlement negotiation, our public adjusters oversee all aspects of your claim. We ensure that each step is executed with precision, maintaining clear communication with you throughout the process to keep you informed and confident in our approach.

  5. Unbiased Representation: Unlike insurance company adjusters, FTP Public Insurance Adjusters work solely for you, the policyholder. We have no affiliation with insurance carriers, which means that our primary objective is to protect your interests and secure the most favorable outcome for your claim.

  6. Emotional Support: Experiencing a loss can be emotionally draining. Our compassionate and empathetic public adjusters understand the challenges you face and strive to provide support and reassurance as we work towards a resolution that helps you regain your sense of stability.

  7. Proven Track Record: FTP Public Insurance Adjusters boasts a history of successful claims management and satisfied clients. Our stellar reputation is built on our ability to deliver results, demonstrating that we are the premier choice for policyholders in need of trusted representation.

  8. Ongoing Education: We recognize that the insurance industry is constantly evolving, and our public adjusters remain at the forefront of these changes through ongoing education and training. This commitment to staying current on industry developments ensures that we can provide you with the most informed and effective representation.

  9. Customized Approach: Every claim is unique, and our public adjusters tailor their strategies to your specific situation. We listen to your concerns and evaluate the nuances of your case to develop an action plan that reflects your needs and objectives.

  10. No Recovery, No Fee: Our confidence in our ability to successfully manage your claim is evident in our "no recovery, no fee" policy. This means that if we do not secure a settlement on your behalf, you owe us nothing for our services.

In summary, choosing FTP Public Insurance Adjusters to represent you in your claim is the best decision you can make as a policyholder. Our team's expertise, dedication, and commitment to your interests guarantee a claim process that is efficient, effective, and ultimately rewarding. With us by your side, you can be confident that your claim is in the most capable hands.

For The People Public Insurance Adjusting Handles Several Types of Residential and Commercial Claims.

We Prepare Your Demand Proof Of Loss In 7 Business Days!
All estimates are prepared by our adjusters, not outside estimators.

Top Rated Appraisers & Umpires Available..

When navigating the turbulent waters of insurance claims, you need an expert in your corner to champion your cause. That's where FTP Public Insurance Adjusters comes in, ready to be your reliable appraiser and umpire partner. As industry veterans, we ensure that your claim is managed with unmatched professionalism, diligence, and a personal touch.

FTP Public Insurance Adjusters is your ultimate appraiser and umpire ally. With our unparalleled expertise, unwavering dedication, and commitment to your interests, you can trust that your claim is in the most capable hands. Partner with us, and together, we'll conquer the claims process with confidence and success!

What is the Insurance Appraisal process?

The appraisal clause, nestled within the loss settlement section of your insurance policy, serves as a powerful alternative dispute resolution mechanism. It comes into play when disagreements arise between the insurance company and the policyholder regarding the extent of the loss. By opting for appraisal, policyholders can avoid the potentially exorbitant costs and lengthy proceedings associated with a lawsuit. While the appraisal process focuses primarily on determining the value of the loss rather than addressing coverage disputes, it still holds the potential to include or exclude items based on causation, depending on the jurisdiction in question. This crucial provision empowers policyholders with a streamlined and cost-effective approach to resolving claim disputes, ultimately safeguarding their interests.

Determining the Right Moment for Appraisal: A Strategic Approach

Navigating the intricate world of insurance claims demands a strategic approach, particularly when it comes to determining the right moment for invoking the appraisal clause. Knowing when to opt for the appraisal can make all the difference in securing a fair and favorable resolution for your claim.

The appraisal becomes a viable option when disagreements arise between the policyholder and the insurance company concerning the extent of the loss. In such situations, appraisal serves as an alternative dispute resolution, allowing both parties to avoid the time-consuming and costly process of litigation.


However, it is crucial to recognize that appraisal primarily focuses on assessing the value of the loss, rather than resolving coverage disputes.

To determine the right moment for appraisal, policyholders must carefully assess the negotiation process with the insurance company. If a stalemate is reached, and it becomes evident that further negotiation will not yield a satisfactory settlement, then it is time to consider an appraisal. By engaging impartial appraisers and an umpire, both parties can work towards an equitable resolution based on the expertise of these professionals.

In summary, determining the right moment for appraisal requires a strategic approach that carefully evaluates the state of negotiations and the potential benefits of invoking this powerful provision. By doing so, policyholders can safeguard their interests and ensure a fair resolution to their insurance claims.

How does the Insurance Appraisal Process Work?

The insurance appraisal process is a method of alternative dispute resolution designed to settle disputes between policyholders and insurance companies regarding the value of a loss. This process comes into play when both parties cannot agree on the amount of the loss, and it can help avoid lengthy and costly litigation.


Here's an overview of how the insurance appraisal process works:

  1. Invoking the appraisal clause: The policyholder or insurance company can initiate the appraisal process by invoking the appraisal clause found in the policy's loss settlement section. This typically involves sending a written request to the other party.

  2. Selecting appraisers: Both the policyholder and the insurance company appoint their own independent appraiser. These appraisers must be impartial and have no direct connection to the parties involved in the dispute.

  3. Assessing the loss: Each appraiser independently assesses the loss, taking into account factors such as the extent of the damage, repair costs, and replacement values. They prepare their own estimates and reports, which they then share with each other.

  4. Negotiating a resolution: The two appraisers review the information and attempt to reach an agreement on the value of the loss. If they can agree, the appraisal process concludes, and the agreed-upon amount is paid to the policyholder.

  5. Appointing an umpire: If the appraisers are unable to reach an agreement, they jointly select an impartial umpire to review their findings and resolve any disagreements.

  6. Umpire's decision: The umpire reviews the appraisers' reports and conducts their own assessment, if necessary. The umpire then presents their decision, which typically must be agreed upon by at least one of the appraisers for the process to conclude.

  7. Finalizing the settlement: Once the appraisers and umpire reach an agreement, the insurance company pays the policyholder the agreed-upon amount. This payment generally marks the end of the appraisal process.

It is important to note that the insurance appraisal process focuses on determining the value of the loss and does not address coverage issues. Additionally, the appraisal process may be subject to specific rules and regulations depending on the jurisdiction in which the claim is being handled.


Contact us today to learn more!

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Courtesy of CAL FIRE. Stay up-to-date with the latest California Wildfire information. Our Public Adjusters are serving those who have been affected by the recent and past wildfires.

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Wildfire Property Owners: Safety Video

Remember, safety first! This video will help property owners how to properly handle this process in a safe manner.

Watch the short video by clicking the thumbnail above!


Introducing 3D House Mapping

Click here to see the latest technology that For The People, Public Insurance Adjusting uses to regain the upper hand on your claim!

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